MoonPay can onboard entities and individuals from regions not sanctioned by OFAC, using a risk-tiering approach. Higher-risk tiers are onboarded on a case-by-case basis depending on the risk profile.

All onboarded customers can get access to Virtual Accounts (GBP / EUR / USD), while Payin / Payout capabilities in other currencies may be limited based on jurisdiction.

Countries

#	Country	ISO Code	Country Code	Risk Rating
1	Afghanistan	AFG	AF	Prohibited
2	Albania	ALB	AL	Restricted
3	Algeria	DZA	DZ	Restricted
4	American Samoa	ASM	AS	Medium
5	Andorra	AND	AD	Low
6	Angola	AGO	AO	High
7	Anguilla	AIA	AI	Restricted
8	Antigua and Barbuda	ATG	AG	Restricted
9	Argentina	ARG	AR	Medium
10	Armenia	ARM	AM	Medium
11	Aruba	ABW	AW	Restricted
12	Australia	AUS	AU	Low
13	Austria	AUT	AT	Low
14	Azerbaijan	AZE	AZ	Medium
15	Bahamas	BHS	BS	Restricted
16	Bahrain	BHR	BH	Restricted
17	Bangladesh	BGD	BD	Restricted
18	Barbados	BRB	BB	Restricted
19	Belarus	BLR	BY	Prohibited
20	Belgium	BEL	BE	Low
21	Belize	BLZ	BZ	Restricted
22	Benin	BEN	BJ	Medium
23	Bermuda	BMU	BM	Restricted
24	Bhutan	BTN	BT	Medium
25	Bolivia	BOL	BO	High
26	Bosnia-Herzegovina	BIH	BA	Restricted
27	Botswana	BWA	BW	Medium
28	Brazil	BRA	BR	Medium
29	British Virgin Islands	VGB	VG	Restricted
30	Brunei Darussalam	BRN		Restricted
31	Bulgaria	BGR	BG	Medium
32	Burkina Faso	BFA	BF	Restricted
33	Burundi	BDI	BI	Prohibited
34	Cambodia	KHM	KH	High
35	Cameroon	CMR	CM	Restricted
36	Canada	CAN	CA	Low
37	Cape Verde	CPV	CV	Medium
38	Cayman Islands	CYM	KY	Restricted
39	Central African Rep	CAF	CF	Prohibited
40	Chad	TCD	TD	Restricted
41	Chile	CHL	CL	Medium
42	China	CHN	CN	Restricted
43	Colombia	COL	CO	Restricted
44	Dominica	DMA	DM	Restricted
45	Comoros	COM	KM	Medium
46	Congo	COG	CG	Restricted
47	Congo, the Democratic Republic	COD	CD	Prohibited
48	Cook Islands	COK	CK	Restricted
49	Costa Rica	CRI	CR	High
50	Cote d'Ivoire	CIV	CI	High
51	Croatia	HRV	HR	Restricted
52	Cuba	CUB	CU	Prohibited
53	Curacao	CUW	CW	Restricted
54	Cyprus	CYP	CY	High
55	Czech Republic	CZE	CZ	Low
56	Democratic People's Republic of Korea	PRK	KP	Prohibited
57	Denmark	DNK	DK	Low
58	Djibouti	DJI	DJ	Restricted
59	Dominican Republic	DOM	DO	High
60	Ecuador	ECU	EC	Restricted
61	Egypt	EGY	EG	Restricted
62	El Salvador	SLV	SV	High
63	Equatorial Guinea	GNQ	GQ	Medium
64	Eritrea	ERI	ER	Prohibited
65	Estonia	EST	ET	Low
66	Eswatini (Swaziland)	SWZ	SZ	Medium
67	Ethiopia	ETH	ET	Prohibited
68	Faroe Islands	FRO	FI	Low
69	Fiji	FJI	FJ	Restricted
70	Finland	FIN	FI	Low
71	France	FRA	FR	Low
72	Gabon	GAB	GA	Medium
73	Gambia	GMB	GM	High
74	Georgia	GEO	GE	High
75	Germany	DEU	DE	Low
76	Ghana	GHA	GH	High
77	Gibraltar	GIB	GI	Restricted
78	Greece	GRC	GR	Low
79	Grenada	GRD	GD	Medium
80	Guam	GUM	GU	Medium
81	Guatemala	GTM	GT	Prohibited
82	Guernsey	GGY	GG	Restricted
83	Guinea	GIN	GN	Prohibited
84	Guinea Bissau	GNB	GW	Restricted
85	Guyana	GUY	GY	High
86	Haiti	HTI	HT	Restricted
87	Honduras	HND	HN	High
88	Hong Kong SAR, China	HKG	HK	High
89	Hungary	HUN	HU	Low
90	Iceland	ISL	IS	Low
91	India	IND	IN	Restricted
92	Indonesia	IDN	ID	Restricted
93	Iran, Islamic Republic of	IRN	IR	Prohibited
94	Iraq	IRQ	IQ	Prohibited
95	Ireland	IRL	IE	Low
96	Isle Of Man	IMN	IM	Restricted
97	Israel	ISR	IL	Medium
98	Italy	ITA	IT	Low
99	Jamaica	JAM	JM	Restricted
100	Japan	JPN	JP	Low
101	Jersey	JEY	JE	Restricted
102	Jordan	JOR	JO	High
103	Kazakhstan	KAZ	KZ	Restricted
104	Kenya	KEN	KE	Restricted
105	Kiribati	KIR	KB	Medium
106	Kosovo	XKX	XK	Restricted
107	Kuwait	KWT	KW	High
108	Kyrgyzstan	KGZ	KG	High
109	Laos	LAO	LA	High
110	Latvia	LVA	LV	Low
111	Lebanon	LBN	LB	Prohibited
112	Lesotho	LSO	LS	Medium
113	Liberia	LBR	LR	Restricted
114	Libya	LBY	LY	Prohibited
115	Liechtenstein	LIE	LI	Medium
116	Lithuania	LTU	LT	Low
117	Luxembourg	LUX	LX	Low
118	Macao SAR, China	MAC	MO	High
119	Madagascar	MDG	MG	Medium
120	Malawi	MWI	MW	Medium
121	Malaysia	MYS	MY	Restricted
122	Maldives	MDV	MV	Restricted
123	Mali	MLI	ML	Restricted
124	Malta	MLT	MT	Medium
125	Marshall Islands	MHL	MH	Restricted
126	Martinique	MTQ	MQ	Medium
127	Mauritania	MRT	MR	High
128	Mauritius	MUS	MU	Restricted
129	Mexico	MEX	MX	High
130	Moldova	MDA	MD	Restricted
131	Monaco	MCO	MC	High
132	Mongolia	MNG	MN	High
133	Montenegro	MNE	ME	Restricted
134	Montserrat	MSR	MS	Restricted
135	Morocco	MAR	MA	High
136	Mozambique	MOZ	MZ	Restricted
137	Myanmar	MMR	MM	Prohibited
138	Namibia	NAM	NA	Restricted
139	Nauru	NRU	NR	Restricted
140	Nepal	NPL	NP	High
141	Netherlands	NLD	NL	Medium
142	New Caledonia	NCL	NC	Low
143	New Zealand	NZL	NZ	Low
144	Nicaragua	NIC	NI	Restricted
145	Niger	NER	NE	Prohibited
146	Nigeria	NGA	NG	Restricted
147	Niue	NIU	NU	Restricted
148	North Macedonia	MKD	MK	Restricted
149	Norway	NOR	NO	Low
150	Oman	OMN	OM	High
151	Pakistan	PAK	PK	Restricted
152	Palau	PLW	PW	Restricted
153	Palestine	PSE	PS	Restricted
154	Panama	PAN	PA	Restricted
155	Papua New Guinea	PNG	PG	High
156	Paraguay	PRY	PY	High
157	Peru	PER	PE	High
158	Philippines	PHL	PH	Restricted
159	Poland	POL	PL	Low
160	Portugal	PRT	PT	Low
161	Puerto Rico	PRI	PR	Medium
162	Qatar	QAT	QT	Medium
163	Romania	ROU	RO	Medium
164	Russia	RUS	RU	Prohibited
165	Rwanda	RWA	RW	High
166	Saint Helena, Ascension and Tristan da Cunha	SHN	SH	Restricted
167	Saint Lucia	LCA	LC	High
168	Saint Vincent and Grenadines	VCT	SV	High
169	Saint Pierre and Miquelon	SPM	PM	Restricted
170	Samoa	WSM	WS	Restricted
171	San Marino	SMR	SM	Medium
172	Sao Tome and Principe	STP	ST	Low
173	Saudi Arabia	SAU	SA	Medium
174	Senegal	SEN	SN	Restricted
175	Serbia	SRB	RS	Restricted
176	Seychelles	SYC	SC	Restricted
177	Sierra Leone	SLE	SL	Restricted
178	Singapore	SGP	SG	Low
179	Sint Maarten	SXM	SX	High
180	Slovakia	SVK	SK	Low
181	Slovenia	SVN	SI	Low
182	Solomon Islands	SLB	SB	Low
183	Somalia	SOM	SO	Prohibited
184	South Africa	ZAF	ZA	Restricted
185	South Korea	KOR	KR	Low
186	South Sudan	SSD	SS	Prohibited
187	Spain	ESP	ES	Low
188	Sri Lanka	LKA	LK	Restricted
189	St Kitts & Nevis	KNA	KN	Restricted
190	Sudan	SDN	SD	Prohibited
191	Suriname	SUR	SR	High
192	Sweden	SWE	SE	Low
193	Switzerland	CHE	CH	Low
194	Syria	SYR	SY	Prohibited
195	Taiwan	TJK	TW	Medium
196	Tajikistan	TWN	TJ	Restricted
197	Tanzania	TZA	TZ	Restricted
198	Thailand	THA	TH	Restricted
199	Timor-Leste	TLS	TL	Low
200	Togo	TGO	TG	Medium
201	Tonga	TON	TO	Restricted
202	Trinidad and Tobago	TTO	TT	Restricted
203	Tunisia	TUN	TN	Restricted
204	Turkey	TUR	TR	Restricted
205	Turkmenistan	TKM	TM	Restricted
206	Turks and Caicos Islands	TCA	TC	Restricted
207	Uganda	UGA	UG	Restricted
208	Ukraine	UKR	UA	Restricted
209	United Arab Emirates	ARE	AE	Restricted
210	United Kingdom	GBR	GB	Low
211	United States Of America	USA	US	Low
212	United States Virgin Islands	VIR	VI	Restricted
213	Uruguay	URY	UY	Medium

Risk Scoring Methodology

Prohibited: Business relationships with individuals or entities from these countries are not permitted under any circumstances due to strict international sanctions and high compliance risks.

Restricted: Customers from these countries are generally not accepted. However, in rare cases where a strong business justification exists, onboarding may be possible with executive approval and rigorous enhanced due diligence (EDD).

High Risk: Customers from high-risk countries require thorough scrutiny, including enhanced due diligence and approval from our Money Laundering Reporting Officer (MLRO) before onboarding.

Medium Risk: Customers from medium-risk countries undergo standard due diligence. However, additional verification and enhanced due diligence may apply if specific risk factors are identified.

Low Risk: Customers from low-risk countries go through standard due diligence procedures, ensuring a smooth onboarding process.Payin, Payout